3 Heavenly No-Bake Banana Split Cheesecake

There’s something magical about summer desserts—they’re light, fruity, refreshing, and, most importantly, easy. That’s why this Heavenly No-Bake Banana Split Cheesecake is destined to become your go-to dessert for warm-weather gatherings, casual cookouts, or even a quiet evening at home with your favorite people. This layered dessert is the perfect blend of nostalgia and indulgence, combining all the best parts of a banana split in a chilled, creamy cheesecake form—no oven required.

The inspiration for this recipe came from childhood summers spent at diners, where banana splits were the ultimate treat. The idea of transforming that experience into a make-ahead, no-fuss dessert came naturally. This cheesecake honors that classic charm while offering a fun, updated twist. With its rich cream cheese base, fresh fruit, chocolate and caramel drizzles, and whipped topping, it’s everything you love about banana splits—only cooler.


⭐ Why You’ll Love This Recipe

  • No Baking Required: Perfect for hot days when turning on the oven is the last thing you want to do.
  • Simple Ingredients: Easily accessible items you can find at any grocery store.
  • Make-Ahead Friendly: Ideal for preparing the night before parties or potlucks.
  • Visually Stunning: Colorful layers and beautiful garnishes make it incredibly Instagram-worthy.
  • Crowd-Pleasing Flavor: Classic banana split elements in creamy cheesecake form? Yes, please!

🧁 Ingredients You’ll Need

Here’s what you’ll need to bring this no-bake banana split cheesecake to life:

  • 1 1/2 cups graham cracker crumbs – the perfect base for a buttery, crunchy crust.
  • 1/4 cup granulated sugar – adds sweetness to the crust.
  • 1/2 cup unsalted butter, melted – helps bind the crust and adds richness.
  • 2 (8 oz) packages cream cheese, softened – the creamy foundation of our cheesecake.
  • 1 cup powdered sugar – blends smoothly with the cream cheese for sweetness.
  • 1 teaspoon vanilla extract – enhances the flavor of the filling.
  • 1 (8 oz) container whipped topping, thawed – lightens the filling and adds airiness.
  • 2 bananas, sliced – a key flavor and texture component.
  • 1/2 cup crushed pineapple, drained – a tropical, juicy addition.
  • 1/2 cup maraschino cherries, halved – sweet and colorful.
  • 1/4 cup chocolate syrup – drizzled for decadence.
  • 1/4 cup caramel sauce – a rich, buttery finishing touch.
  • Whipped cream, for garnish
  • Additional banana slices, maraschino cherries, and chocolate pieces for garnish

💡 Pro Tip: For best results, use ripe but firm bananas to prevent them from browning too quickly.


🍰 Step-by-Step Directions

1. Make the Crust

In a medium mixing bowl, combine the graham cracker crumbs, granulated sugar, and melted butter. Mix until all crumbs are evenly coated. Press the mixture firmly into the bottom of a 9×9-inch baking dish to form a smooth, even layer. This is your buttery, crunchy base.

2. Prepare the Cheesecake Filling

In a large bowl, beat the softened cream cheese, powdered sugar, and vanilla extract until the mixture is completely smooth and creamy. Next, fold in the thawed whipped topping gently. Be careful not to overmix—you want to keep that light, airy texture.

3. Layer the Cheesecake

Spread half of the cream cheese mixture evenly over the crust. This will act as a soft cushion for the fruit layer.

4. Add the Banana Split Fruit

Top the first layer of cheesecake with sliced bananasdrained crushed pineapple, and halved maraschino cherries. This adds brightness and natural sweetness, echoing the classic banana split flavors.

5. Finish With More Cheesecake

Spread the remaining cream cheese mixture on top of the fruit layer, smoothing it out with a spatula for a clean finish.

6. Drizzle the Toppings

Drizzle generously with chocolate syrup and caramel sauce, creating an enticing marbled effect on top.

7. Chill to Set

Cover and refrigerate for at least 4 hours, or overnight if possible. This allows the cheesecake to firm up and the flavors to meld beautifully.

8. Garnish and Serve

Right before serving, top with whipped creamadditional banana slicesmaraschino cherries, and a few chocolate pieces for a picture-perfect presentation.


📏 Serving Size and Nutritional Info

  • Prep Time: 20 minutes
  • Cooking Time: 0 minutes
  • Chill Time: 4 hours
  • Total Time: 4 hours 20 minutes
  • Servings: 12 servings
  • Calories: Approximately 420 kcal per serving

⚠️ Nutritional values are approximate and may vary depending on the exact brands used.


🎉 When to Serve Banana Split Cheesecake

This dessert is versatile and festive, making it an excellent choice for:

  • Summer cookouts and BBQs
  • Birthday parties
  • Potlucks or family reunions
  • Picnics and outdoor celebrations
  • Easter, Fourth of July, or any warm-weather holiday

It’s also a wonderful make-ahead treat for lazy weekends when you want something special without putting in a lot of effort.


📝 Tips for Success

  • Use a glass dish for easy visibility of the beautiful layers.
  • Pat the crust down firmly to prevent crumbling when slicing.
  • Chill overnight for a firmer set and more developed flavor.
  • Slice bananas just before layering to reduce browning.
  • Drain fruits well to avoid a soggy cheesecake.

🧊 How to Store Leftovers

Store any leftovers in an airtight container in the refrigerator for up to 3-4 days. The crust may soften slightly over time, but the flavors will remain delicious.

Avoid freezing, as the fresh bananas and whipped topping don’t thaw well and may change in texture.


👩‍🍳 Variations to Try

  • Nutty Crunch: Add chopped peanuts or pecans between layers for added texture.
  • Chocolate Crust: Use crushed chocolate graham crackers or Oreo cookies instead of plain graham crackers.
  • Tropical Twist: Add shredded coconut or mango slices for an island-inspired variation.
  • Mini Cheesecakes: Use muffin tins for individual servings—great for parties!
  • Gluten-Free: Use gluten-free graham cracker crumbs for a gluten-friendly version.

📸 Make It Share-Worthy

Want to impress your guests or blow up your Instagram feed? Try these finishing touches:

  • Use a piping bag to swirl the whipped cream.
  • Arrange the garnishes in a symmetrical pattern for a clean look.
  • Add a drizzle of extra syrup in a zig-zag pattern.
  • Snap a photo from above to capture all the colorful toppings.

Don’t forget to tag your creation with #BananaSplitCheesecake if you post on social media—we love seeing your delicious results!

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